About Us


Marc Miner, CFP ®

CA Insurance License #0B66407

Marc Miner is a Certified Financial Planner™ professional and has been working in the financial services industry since 1995. He earned a Bachelor of Science from the University of California at Davis where he was also a member of the football team. Marc’s mission is to develop long term relationships with clients based on trust and confidence. Maintaining a good reputation and offering flexible strategies at competitive prices helps his clients pursue their financial goals. In his personal time, Marc enjoys exercising and riding motorcycles with his wife, Zhanna.

Ellen Protosovitskaya

Executive Assistant

Part Russian and part Californian. She is currently a college student with aspirations of becoming a physician. Her greatest passion is helping others whether that be in an office or at a hospital. Ellen is organized, creative, and ready to take on any challenges in order to help Miner Financial & Insurance prosper and grow as a business.
* Ellen Protosovitskaya is not associated with Securities America.

Joe Ryan

CA Insurance License #0B14610

Joseph Ryan is a Navy Veteran and a native of Northern California. He joined Miner Financial & Insurance in 2012 and brings 20 years of experience and expertise to our team. His background in property and casualty plays an essential role in assisting and advising clients in all lines of commercial insurance. Clients are Joe's number one priority as he strives to provide the highest quality service and advice. Joe is a member of the Cameron Park Rotary club and donates his free time to a number of different charitable organizations benefiting children.
* Joe Ryan is not associated with Securities America.

Allison Ayala

CA Insurance License #0I80684

A native of northern California, Allison graduated from Saint Francis High School, and earned her Bachelor's Degree in Business Management from The University of Phoenix. Allison has worked in the insurance industry since 2013. During that time she has gained invaluable experience in personal lines, risk management, and claims adjusting. Her insurance background has given her a unique 360 degree perspective, providing her with the knowledge and expertise to find the best coverage for her clients. In her free time, Allison enjoys working out at her local CrossFit gym, listening to live music, and spending time with her family.
* Allison Ayala is not associated with Securities America.

Zhanna Miner

Zhanna joined the financial services industry in 2013. She is currently working towards an R.N and a B.S. in Nursing at Sac State. Zhanna enjoys listening to a client’s needs and helping them make sound decisions based on their goals. She brings strategy, creativity and structure to the Miner Financial team. In her personal time, Zhanna enjoys spending time with her husband Marc and their daughter Alex. She enjoys exercising, snowboarding and traveling.
* Zhanna Miner is not associated with Securities America.