HELPING YOU MAKE SMART FINANCIAL CHOICES

Fixed Annuities


Fixed annuity is a financial contract to accumulate capital on tax-deferred basis. In exchange for a lump sum of capital, a life insurance company guarantees the principal investment besides crediting you a guaranteed fixed rate of interest. Generally, capital is added during the "savings phase" and received through the "distribution phase". Annuities are huge investment tools but one must consider its tax consequences, withdrawal penalties, and other administrator fees.


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